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SMART Student Accounts             

For students ages 18 through 23

Student Savings Account

Open an account with as little as $5 and earn interest on balances of $25 or more.  You'll also be able to access your account 24/7 with Online Banking, Bill Pay, and Mobile Banking.


My Reward Checking*

Never pay an ATM fee!  With My Reward Checking, all other banks' ATM fees are refunded. 
Plus, you will earn cash rewards on every debit card purchase you make.


Student Club Savings Account*

Save for something special!  It only takes $5 to open a Club account and you can make deposits
as often as you wish.  The money will be automatically transferred to your savings account on the date you choose.

*Early withdrawal fee of $5.00


Student Certificate of Deposit*

Make the most of you money!  By saving for one year, you'll earn a special rate based on your age.  Start with just $250 and make as many additional deposits as you'd like!

*Penalty for early withdrawal

* Direct deposit requirement waived for SMART Student Accounts. Monthly fee is waived through age 23.  eStatements required to avoid a $3 monthly paper statement fee.  3¢ reward on every debit card purchase; maximum $250 per year.