SMART Student Accounts
At Metro Credit Union in Massachusetts, we strive to meet the banking needs of your entire family, including your children. Whether they're age 5, 15, or 23, Metro has an account to grow with the needs of young adults.
Metro's SMART Accounts for Students age 18 to 23
Whether you're in school or working, it's important that you learn to manage your money and start building your credit history to help you buy a home or car later on.
Our SMART Account gives you everything you need, including:
- Savings Account- Start with $5 and enjoy easy access to your money.
- My Reward Checking Account- The account you need to pay bills and manage money. Get cash back with every debit card purchase and ATM fee refunds!
- VISA Check (Debit) Card- Enjoy an easy way to pay for purchases anywhere the VISA logo is accepted. Your purchase amounts are automatically deducted from your student checking account.
- Convenient online access to your accounts, 24/7 - or at ATMs, or by phone.
- Smart Option Student Loan® -Metro understands the importance of planning for your child's college education. That's why we have partnered with Sallie Mae® to offer you the Smart Option Student Loan®, a school-certified, private student loan that can bridge college funding gaps after scholarships, grants and federal loans have been maximized.
- Overdraft Protection- You can choose from three options to help protect you from the expense and hassle of bounced checks. We offer an Overdraft Protection line of credit, Courtesy Pay Service or MetroSweep.
- Other Savings Options- If you're saving for a specific goal like the start of the school year, we offer Student Club Savings Accounts. We also offer a 12-Month CD that offers a bonus rate based on your age. Please speak to a Metro Representative for more details.
- Visit our interactive website Guides to Independence, with online courses to teach you everything you need to know about earning, saving, and borrowing money for the things you need. Plus, you can earn a free music download!
To open an account, please visit any of our convenient branch locations.
