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Credit Builder Loan

Credit Builder Loan

Improve your credit score!

For our members who have limited credit or damaged credit, we are providing an opportunity to improve your credit score. With a Credit Builder Loan, the money borrowed is secured in your savings account for the term of the loan. Dividends are paid on the money while you are establishing credit. Once the loan is paid in full, the money becomes available in your account. By making regular payments on time, you potentially improve your credit score.  

Loan features

  • Loan amount from $500 - $3,000 
  • Terms up to 24 months 
  • Low 4.10% APR* 
  • Loan funds deposited into a Metro Savings account, where it will earn dividends
  • Generate “installment loan” credit history to improve your credit score  


Contact a Lending Specialist today or call 877-MY-METRO ext. 7567.


* Annual Percentage Rate. Currently 4.10%. Cost per thousand is $43.49. Rates and terms subject to change.




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