Savings Accounts
Whether you're saving for a new home, car, or any other short- or long-term goal, Metro has a savings solution to help you reach your goals. All Accounts are Federally Insured through NCUA. Additional Insurance is provided through MSIC. Deposits are safe and secure at Metro.
Current Rates: Savings, Money Market and CD rates.
Current Rates: Savings, Money Market and CD rates.
Added Services to help you build savings and manage your money more easily.
Regular Savings Account. If you're just starting a savings program, Regular Savings is ideal. You can open an account with just $5.00 and take advantage of -
- A competitive rate of interest compounded and paid monthly
- Easy access to funds online, by ATM, or over the phone
- The assurance of NCUA and MSIC protection
Club Accounts. Get ready for vacation or holiday spending by opening a Club Account. You can start with as little as $10.
Christmas Club Account - You can open an account any time of year and receive your money in October to get an early jump on shopping.
Vacation Club Account- You'll receive funds in May and can open your account any time of year.
Homebuyers Savings Account. A savings-builder account with an added bonus when funds are used towards a down payment on a primary residence that is mortgaged at Metro:
| Savings Utilized for Down Payment |
Bonus Payment |
| < $5.000 | $0.00 |
| $5,000 – $9999.99 | $250.00 |
| $10,000 - 19,999.99 | $500.00 |
| $20,000 - 29,999.99 | $1,000.00 |
| $30,000 - 39,999.99 | $1,500.00 |
| $40,000 – 49,999.99 | $2,000.00 |
| $50,000 or more | $2,500.00 |
Annual Percentage Yield is 0.15% on average daily balance as of 9/01/2009 and is a variable rate subject to change after account is opened. Minimum balance is $5.00 to open the account. Bonus payment is variable and subject to change. Account must be open for 12 months to qualify for bonus. Homebuyers Savings Account does not guarantee mortgage qualification.
My Reward Savings Account. Get a preferred rate on your savings when you have a My Reward Checking account.
Money Market Accounts. If you have a higher starting balance of $2,000 or more and want to take advantage of higher yields, our Money Market accounts are ideal. You can choose from a checking or savings money market that offers -
- Competitive rates that increase with your balance
- Unlimited deposits
- Limited activity, including 6 pre-authorized transfers a month of which 3 may be a draft or check.
- NCUA and MSIC protection
High-Yield Savings Account. For a higher level of savings benefits, we offer the High-Yield Savings Account. This Money Market Account offers a higher rate for balances of $10,000 or more. Earn a higher rate of interest and have total access to your funds.
Term Share Certificates (CD). A great way to guarantee a profitable investment over a specific period of time. This fixed-rate investment pays an attractive rate of interest and gives you a guaranteed return. Low minimum of $500 with terms ranging from 3 months to 5 years.
Current Rates: Savings, Money Market and CD rates.
