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Home Equity Lines and Loans

MassHousing Programs

MassHousing offers competitive interest rates with low down payment options.

MassHousing mortgage program for moderate income borrowers

•  Affordable interest rate and low down payment

•  Available for single family homes, condos and 2-4 family homes

•  Fixed rate loans

•  Purchase or refinance available

•  Choose with or without mortgage insurance

•  Mortgage loan and income limits apply; Learn more.


Loans available on owner-occupied properties up to $417,000. Homeowners insurance required and flood insurance where necessary. Subject to credit approval. Other restrictions may apply.  Applicants are subject to complete underwriting based on program guidelines; not all applicants will qualify.  Rates subject to change. Available for residences located in MA. Insured by MassHousing.
NMLS# 198524