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Homeownership education and counseling

Homeownership education and counseling is available to individuals who are considering the purchase of a home or to qualified homeowners through the Massachusetts Homeownership Collaborative Program. The educational classes ensure that homebuyers or homeowners have a good understanding of their mortgage loan and the responsibilities of sustainable homeownership.

By participating in a first-time homebuyer counseling workshop, prospective buyers learn about the entire homebuying process, including how to deal with credit issues, working with a real estate agent, applying for a mortgage, and more. Participants may also be able to take advantage of special affordable mortgage products and other homebuyer services.

Listed below are just some of homebuyer counseling agencies that provide educational workshops and counseling to individuals and families interested in buying a home. These organizations have been awarded a "collaborative seal of approval", a designation by the Massachusetts Homeownership Collaborative indicating they meet the Collaborative's standards for comprehensive homebuyer education.

Some of the agencies also offer post-ownership workshops for people who want to learn more about maintaining homeownership, being a good landlord, financing home improvements, etc. For more information, please contact a homebuyer counseling agency in your area or for additional agencies and information visit:


Allston Brighton Community Development Corporation
- Allston and Brighton -Michelle Meiser - (classes available
in Spanish) (617) 787-3874
Asian American Civic Association
- Boston - Melody Tsang (617) 426-9492

Asian Community Development Corporation
- Boston - Vivien Wu (classes also available in Cantonese
and Mandarin only) (617) 482-2380  x206

City of Boston, Dept. of Neighborhood Development
- Boston - Janice Hamilton  Boston Home Center
(617) 635-4663

Massachusetts Affordable Housing Alliance
- Dorchester - Hilda Fernandez (classes available in
Spanish) (617) 265-8995  x313

Neighborhood of Affordable Housing
- East Boston - Zaragoza Guerra (classes available
in Spanish) (617) 418-8261

Nuestra Comunidad Development Corporation
- Roxbury - Brian Nichols (617) 318-1253

Urban Edge Housing Corporation
- Roxbury - Eva Osorio (classes available in Spanish)
(617) 989-9307

- Dorchester -Hoa Ngo  (classes available in
Vietnamese) (617) 822-3717  x10


City of Cambridge Community Development Department
- Cambridge - Antonia Finley (617) 349-4622

Chelsea Restoration Corporation
- Chelsea - Jesenia Davila (classes available in Spanish)
(617) 889-2277  

Medford Community Housing
- Medford - Susan Collins (978) 317-8998

Neighborhood Housing Services of the South Shore
- Quincy - Janice Tucker (617) 770-2227

North Suburban Consortium
- Arlington, Chelsea, Everett, Malden, Medford, Melrose
and Revere - Dennis Falcione (781) 324-5720

Quincy Community Action Programs
- Quincy - Pat Christopher (617) 479-8181


Somerville Community Corporation
- Somerville - Thais DeMarco (classes available
in Spanish and Portuguese) (617) 776-5931

South Middlesex Opportunity Council
- Framingham - Rock Figueroa (508) 620-2300

- Waltham - Erica Schwarz (781) 891-6689


Arlington Community Trabajando, Inc.
- Lawrence - Ana Luna (classes available in Spanish)
(978) 685-6274

Coastal Homebuyer Education, Inc.
- Newburyport - Ellie O'Leary (978) 992-4106

Community Action, Inc.
- Haverhill - Richard Lynch, Susan Collins-Hanley
(978) 373-1971

Community Service Network, Inc.
- Stoneham area - Sheila Herbeck (781) 438-5981

Community Teamwork, Inc.
- Lowell - Cathy Dyl (978) 459-0551

Gloucester Housing Authority
- Gloucester - Kathy Erkkila (978) 281-4770  x110

Lawrence CommunityWorks
- Lawrence - Juan Bonilla (classes available in Spanish)
(978) 685-3115
Lynn Housing Authority and Neighborhood Development
- Lynn - Charles Gaeta (781) 477-2800

Merrimack Valley Housing Partnership
- Lowell - Jim Wilde (classes available in Spanish)
(978) 459-8490