Pre-Approvals

How much can you afford? It's a question you need to answer first. That way, you won't waste time looking at houses out of your price range. To find out how much you can afford, you can get pre-approved by a lender. With a mortgage pre-approval, your lender will verify your income, debt, savings, and credit history and help you determine how much you can afford - even before you begin shopping for a home. This simple step offers a variety of benefits, including:

Easier home shopping. You'll know exactly how much you can afford even before you begin shopping for your home, saving you valuable time.

Improved negotiating power. With a pre-approval in hand, you'll tell home sellers that you're a serious and qualified buyer, giving you a valuable edge over other buyers without pre-approvals in hand.

Faster closing. With your credit and income verified, you'll save a step and proceed to closing faster.