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Consumer Loan Rate Tables

Rates effective as of 12/01/2014

New Auto Loan - Rate Table

Product
New Automobiles**
TermsAPR* as low asEstimated cost per $1,000Maximum
2014-2015Up to 66 Months3.10% APR$16.51$150,000 Max.
67 to 72 Months3.75% APR$15.54$150,000 Max.

 *Annual Percentage Rate. Rate determination is based on creditworthiness and may vary. Estimated cost per $1,000 calculated on maximum term available. Minimum loan amount $20,000 for terms over 72 months. New autos are vehicles with 5,000 or less miles. Not available on existing Metro loans.

 

Used Auto Loan - Rate Table

ProductTermsAPR* as low asEstimated cost per $1,000Maximum
2013/2014Up to 66 Months3.10% APR$16.51$150,000 Max.
2013/201467 to 72 Months3.75% APR$15.54$150,000 Max.
2012Up to 66 Months3.25% APR$16.57$150,000 Max.
2011Up to 66 Months3.25% APR$16.57$150,000 Max.
2010Up to 60 Months3.75% APR$18.31$150,000 Max.

*Annual Percentage Rate. Rate determination is based on creditworthiness and may vary.  Estimated cost per $1,000 calculated on maximum term available. Used autos are vehicles with 5,000 or more miles. Maximum mileage 100,000. Additional terms on older vehicles are available. Not available on existing Metro loans.


Credit Cards - Rate Table

ProductAPR*Minimum / Maximum
Visa Eliteas low as 9.90% - Purchases$2,000 Min / $25,000 Max
as low as 12.90% - Cash$2,000 Min / $25,000 Max
Visa Secured15.90%$500 Min / $25,000 Max

*Annual Percentage Rate (APR) effective 12/01/2014 is a variable rate based on credit history at the time of account opening. *Rates as low as 9.90% APR applies to purchases. Rates as low as 12.90% APR applies to balance transfers & cash advances. Rates may vary and are subject to change. Minimum finance charge is 50¢. The fee associated with foreign transactions converted to US currency is 1%. The ATM cash advance fee is 95¢. 

Personal Loan - Rate Table

ProductTermsAPR* as low asEstimated cost per $1,000Minimum / Maximum
Personal LoanUp to 48 Months12.90% APR$26.78$500 Min / $25,000 Max
Metro credit line13.90% APR$1000 Min / $25,000 Max
Credit Builder LoanUp to 24 Months4.10% APR$43.47$3,000
Overdraft Protection18.00% APR$500 Min / $25,000 Max
Share Pledge Loan3.15% APR

 

*Annual Percentage Rate. Rate determination is based on creditworthiness and may vary. Not available on existing Metro loans. Estimated cost per $1,000 calculated on maximum term.

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New Motorcycle Loan - Rate Table

ProductTermsAPR* as low asEstimated cost per $1,000Maximum
2014-2015Up to 60 Months6.99% APR$19.81$40,000 Max

Used Motorcycle Loan - Rate Table

ProductTermsAPR* as low asEstimated cost per $1,000Maximum
2012-2013Up to 60 Months6.99% APR$19.81$40,000 Max
2011Up to 60 Months7.25% APR$19.93$40,000 Max
2010Up to 60 Months7.50% APR$20.05$40,000 Max

*Annual Percentage Rate. Rate determination is based on creditworthiness and may vary. Not available on existing Metro loans. Estimated cost per $1,000 calculated on maximum term. Additional terms on older vehicles are available.

Boat Loan - Rate Tables

  New Boat Loan - Rate Tables

ProductTermsAPR* as low asEstimated cost per $1,000Maximum
2014-2015Up to 72 Months6.75% APR$16.94$100,000 Max

Used Boat Loan - Rate Tables

ProductTermsAPR* as low asEstimated cost per $1,000Maximum
2008-2013Up to 72 Months7.75% APR$17.42$100,000 Max

*Annual Percentage Rate. Rate determination is based on creditworthiness and may vary. Not available on existing Metro loans. Estimated cost per $1,000 calculated on maximum term.

Recreational Vehicle - Rate Tables

New Recreational VehiclesTermsAPR* as low asEstimated cost per $1,000Maximum
2014 - 2015Up to 60 Months9.75% APR$21.14$150,000 Max

Used Recreational VehiclesTermsAPR* as low asEstimated cost per $1,000Maximum
2008-2013Up to 60 Months10.75% APR$21.63$150,000 Max

*Annual Percentage Rate. Rate determination is based on creditworthiness and may vary. Not available on existing Metro loans. Estimated cost per $1,000 calculated on maximum term.

Rates subject to change without notice.