Consumer Loan Rate Tables
Rates effective as of 09/01/2010
Credit Cards - Rate Table
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| Visa Elite | as low as 9.25% | $2,000 Min / $25,000 Max |
| Visa Secured | 15.90% | $500 Min / $25,000 Max |
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*Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular card may vary. Not available on existing Metro credit cards. Minimum finance charge of $.50. ATM Cash Advance Fee: $.95. Foreign Transaction Fee: the fee associated with foreign transactions converted to U.S. currency is Visa's mandated rate plus 1%.
Personal Loan - Rate Table
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| Personal Loan | Up to 48 Months | 12.90% APR | $26.78 | $500 Min / $25,000 Max |
| Metro credit line | | 13.90% APR | | $1000 Min / $25,000 Max |
| Overdraft Protection | | 18.00% APR | | $500 Min / $25,000 Max |
| Share Pledge Loan | | 3.15% APR | | |
New Auto Loan - Rate Table
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| 2010-2011 | Up to 66 Months | 4.00% APR | $16.91 | $150,000 Max. |
| 67 to 72 Months | 4.65% APR | $15.95 | $150,000 Max. |
Used Auto Loan - Rate Table
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| 2009 | Up to 66 Months | 4.25% APR | $17.03 | $150,000 Max. |
| 2009 | 67 to 72 Months | 4.90% APR | $16.07 | $150,000 Max. |
| 2008 | Up to 66 Months | 4.75% APR | $17.25 | $150,000 Max. |
| 2007 | Up to 66 Months | 4.99% APR | $17.37 | $150,000 Max. |
| 2006 | Up to 60 Months | 5.50% APR | $19.11 | $150,000 Max. |
*Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Not available on existing Metro loans. Estimated cost per $1000 calculated on maximum term. Additional terms on older vehicles are available.
**Vehicles with 5000 or less miles.
New Motorcycle Loan - Rate Table
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| 2010-2011 | Up to 60 Months | 6.99% APR | $19.81 | $40,000 Max |
Used Motorcycle Loan - Rate Table
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| 2008-2009 | Up to 60 Months | 6.99% APR | $19.81 | $40,000 Max |
| 2007 | Up to 60 Months | 7.25% APR | $19.93 | $40,000 Max |
| 2006 | Up to 60 Months | 7.50% APR | $20.05 | $40,000 Max |
*Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Not available on existing Metro loans. Estimated cost per $1000 calculated on maximum term. Additional terms on older vehicles are available.
Boat Loan - Rate Tables
New Boat Loan
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| 2010-2011 | Up to 72 Months | 6.75% APR | $16.94 | $100,000 Max |
Used Boat Loan
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| 2004-2009 | Up to 72 Months | 7.75% APR | $17.42 | $100,000 Max |
*Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Not available on existing Metro loans. Estimated cost per $1000 calculated on maximum term.
Recreational Vehicle - Rate Tables
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| 2010 - 2011 | Up to 60 Months | 9.75% APR | $21.14 | $150,000 Max |
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| 2004-2009 | Up to 60 Months | 10.75% APR | $21.63 | $150,000 Max |
*Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Not available on existing Metro loans. Estimated cost per $1000 calculated on maximum term.
- Rates subject to change without notice.
