Whether you want to pay for home improvements, consolidate debt, or buy a new car, Metro has many home equity options to suit your needs.

Prime Rate Flex Line of Credit

• Introductory 1.99% APR* through January 2011
• Prime rate thereafter 
• Our flex line allows you to convert all or any portion of your balance to a fixed rate loan
• No initial draw required 
• Interest only payments during the 10 year draw period
• Line amounts from $15,000 to $500,000
• Apply now  

Below Prime Flex Line

• Prime minus 1% - currently 2.25% APR*
• Below prime for life of line  
• Our flex line allows you to convert all or any portion of your balance to a fixed rate loan 
• $25,000 initial draw required  
• Interest only payments during the 10 year draw period 
• Line amounts from $25,000 to $500,000 
• Apply now      

Fixed Home Equity Loan

• Borrow a lump sum for a specific purpose
• Lock in a low rate for the life of the loan
• Fixed monthly payments  for easier budgeting
• Minimum loan amount of $15,000
• Apply now

*Annual Percentage Rate is variable and based on Wall Street Journal Prime.  Prime as of 8/31/10 is 3.25%.  Maximum APR is 18% and minimum is 2.25% for Below Prime Flex Line and 3.25% for Prime Rate Flex Line. Loan to value not to exceed 80% or 75% for condos.  LTV may be reduced based on creditworthiness.  Available for 1-4 family primary residences in MA or southern NH.  New lines up to $500,000.   Property insurance required. Early termination fee applies.  $200 fee if appraisal is required.  Additional terms and conditions apply.  Rates subject to change.