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Business Deposit Rate Table

Rates effective as of 10/01/2014


Business Checking Account Solutions

Business Checking SolutionsAPY*Interest RateMethod of CompoundingBalance Requirement
Free Business Interest Checking Account0.15%0.15%Monthly$25.00
Business Interest Checking Account0.25%0.25%Monthly$10,000 - $49,999
0.35%0.35%Monthly$50,000 - $99,999
0.45%0.45%Monthly$100,000 - $249,999
0.50%0.50%Monthly$250,000 - or more
Business Relationship Checking AccountN/AN/AEarnings Credit Allowance**None

*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
Free Business Interest Checking Account: Transaction fee of 50¢ for each transaction over 300.  Transactions are deposits, deposited items, checks paid and all withdrawals, including electronic debits.  Business Interest Checking Account: $15.00 monthly service fee waived by maintaining an average daily balance of $10.000. Transaction fee of 50¢ for each transaction over 750.  Business Relationship Checking Account: $15.00 monthly service charge. 75¢ per deposit. 8¢ per item deposited. 20¢ per check paid with deposit.

*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
**Earnings Credit Allowance is based on the 91-Day Treasury Bill Auction Rate as published in the Wall Street Journal on the last Thursday of the previous month.  As of Thursday, September 25, 2014, the Treasury Bill Auction Rate was 0.01%.

Business Savings Accounts

Product NameAPY*Interest RateMinimum Balance to earn interest
Regular Savings0.10%0.10%$25

*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
Average Daily Balance of $250 required to avoid monthly service fee. Rates are subject to change without notice. Dividends are compounded and paid monthly.


Business Money Market Accounts

APY*Interest RateMinimum Balance Requirement
0.15%0.15%$0 to under $10,000
0.25%0.25%$10,000 to under $50,000
0.35%0.35%$50,000 to under $100,000
0.45%0.45%$100,000 or more

*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
Average Daily Balance of $2,500 to avoid $10.00 service fee. Rates subject to change without notice. Dividends are compounded and paid monthly.


Business Certificate of Deposit Accounts

TermAPY*RateMinimum Balance Requirement
3 Months0.15%0.15%$500
12 Months0.50%0.50%$500
18 Months0.65%0.65%$500
24 Months0.75%0.75%$500
36 Months0.90%0.90%$500
60 Months1.25%1.24%$500

*Annual Percentage Yield (APY).
Federal regulations require a substantial penalty on funds withdrawn prior to maturity for all time deposit accounts. Fees could reduce earnings on the account. Please see Credit Union's Truth in Savings for Certificates of Deposit. Ask a Metro Representative for further information about these accounts.